CD vs. Money Market Account
Money market accounts are better than CDs if you're looking for a more accessible account. ... MMA rates are typically higher than basic savings accounts and short-term CD rates. CDs can have higher rates than a money market account, but those are often the long-term accounts from two years and upward.
What is the difference between a money market account and a CD?Money market accounts and certificates of deposit are types of federally insured savings accounts that earn interest.